Vale Finance

So, you like the sound of financial freedom but you don’t know where to begin. We have the tips you need.

Fundbae, the money app that helps you save, invest (for as short as 24 hours) and spend interest daily

Fundbae, the money app that helps you save, invest (for as short as 24 hours) and spend interest daily

A big part of financial freedom is having your mind free from worries of the financial commitments of life. Experience a financially free life where you can save (as little as N100), invest (for as short as a 24 hours), earn, and spend returns daily to take care of what’s important. The good news is…

What if your Cheque Bounces?

What if your Cheque Bounces?

One of the popular forms of collateral, lending companies demand from borrowers is a post-dated cheque. Post-dated cheques serve as one of the most popular forms of security to guarantee the risk of loan default. A post-dated cheque contains the total amount to be paid by the borrower; capital and accrued interest as well as…

Don’t Live To Impress

Don’t Live To Impress

In today’s world, many are spending money just to impress when they know they can’t really afford it, it could be your rent, car, vacation, aso-ebi, gifts or lifestyle. Peer pressure is high but don’t get carried away, live life on your own terms. Let what others are doing motivate you but don’t live a…

Loan Application Checklist

Loan Application Checklist

So, you have thought about it and you believe the best course of action on the endeavor you are about to pursue is to take out a loan. You have also considered your options and like almost every other Nigerian, you know that the bank will not be able to help you here. As you…

Is Debt Good or Bad?

Is Debt Good or Bad?

Isn’t it funny that debt is one topic that many people treat like a dirty little secret, yet at one point or the other we have all been in debt? Typically, when someone asks for a loan from family or friends, there’s this unspoken code of confidentiality that immediately comes into play. Perhaps this is…

What are you doing with money?

What are you doing with money?

There are 1001 things you can probably do with money if you were to think about it. There are bills to pay, debts to settle and life to ‘chop’. So why would you be thinking about investing for years in the future when You Only Live Once? But that’s the thing, you only live once so…

Financial Smartness

Financial Smartness

You need to develop a love for numbers and basic arithmetic, it is one subject that is key to good financial decisions. You can assess the full cost of a decision and identify if a proposed deal is worth it or not. A lot of people have debts hanging around their necks because they didn’t…

Laws of Money Series – The Law of Value

Laws of Money Series – The Law of Value

Last week, we introduced this exciting series; “Laws of Money” and we made a promise to educate you on the laws of money for the next few weeks. Kindly sit back to learn as we share the first of the laws; “The Law of Value” Understand this: the more problems you can solve, the more…

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